If you want to work as a P2P do it with Session or SimpleX and as a second layer of protection use PGP to exchange sensitive data like bank account, BTC address, payment methods and so on.
Simplex seems quite unstable lately
It depends on the SMP servers you are connected to. I recommend you run your own SimpleX server, it's pretty lightweight.
I believe it's self hosted by someone in the group
Log In
App Logo
Feeds
Relays
Notifications
Messages
Groups
Settings
0
0
0